Money Management
Free
Nationwide, All States

National Foundation for Credit Counseling - Debt Management Plan — NFCC

A structured program to help individuals pay off debt through a single monthly payment to a credit counseling agency. The agency then distributes funds to creditors, often with reduced interest rates.

Eligibility

Individuals with significant unsecured debt.

Posted September 27, 2026

BridgeBack

Free and low-cost reentry resources for every state. Everyone deserves a second chance.

bridge-back.org@gmail.com

Crisis Hotlines

988 — Suicide & Crisis Lifeline 211 — United Way Helpline SAMHSA: 1-800-662-4357
BridgeBack Reentry Directory — All resources are community-submitted. Always verify information before visiting.